Obama or McCain: Which Senator’s healthcare plan is better and why?

Is Obama's healthcare and insurance proposal better than Senator McCain? Both presidential candidates believe their healthcare should be serviced via the private insurance sector; however, that's where the similarities of their proposals ends. In a recent poll, many voters can not differentiate between Sens. Obama and McCain's healthcare plans. As you've probably already realized, healthcare is a major concern for voters. In order to make an informed voting decision in the 2008 U.S. Presidential and U.S. Congressional Elections, it is imperative that registered voters find out where the presidential and congressional candidates stand on improving the healthcare system in the U.S. Still furious over the Wall Street bailout plan, on which the U.S. federal government based the legitimacy of flooding the U.S. financial system with nearly a trillion dollars of the U.S. taxpayers' money, many concerned voters are confused over the proposed healthcare policies of both Sens. Barack Obama and John McCain. Many voters, especially elders, are pondering how each presidential canditate's healthcare and insurance plan would affect communities around the nation. The proposed healthcare and insurance policies of the junior Senator from Illinois...

• Would demand large-sized corporations to fund a national pool to provide alternative solutions for uninsured employees or provide adequate healthcare and insurance for employees.
• Would extend a tax credit for small-sized businesses which will afford these businesses to provide adequate healthcare and insurance for their employees.

The proposed healthcare and insurance policies of the senior Senator from Arizona...

• Would require legal U.S. residents and documented immigrants to pay taxes on healthcare from which they receive from their empoyers; however, the workers would be entitled to receive a tax credit of $2,500 or $5,000 per family, affording them the opportunity to fund their own healthcare and insurance plans.
• Would motivate aggressive competition among many insurance providers, which McCain contends will offer legal U.S. residents and documented immigrants more options.

The proposed healthcare and insurance plans of both Sens. Obama and McCain are novel idea, no doubt. However, most voters can not tell a difference between the two Senators' proposed healthcare plans. In fact, a slight majority of voters favor McCain's over Obama's. McCain believes his proposed healthcare and insurance policies will dramatically lower healthcare care costs while make it more affordable to many uninsured Americans. His plan would give tax credits of up to $5,000 for individuals and families, encouraging each household to approach the private insurance companies — across state lines — to buy insurance plans. He contends his plan would increase competition among the private insurance companies and would give the consumers a better deal. Obama contends his healthcare proposal would give healthcare benefits to virtually every uninsured people, based on employers' participation. His aim is to expand programs — like the federal Medicaid and State Children's Health Insurance — and establishing a new national insurance market from which the uninsured is given two options: private or public healthcare plans. Across the nation, many voters are still confused over the two proposals. If healthcare is an important issue affecting your family, it is imperative that you carefully examine each candidate's healthcare plan. Also, explain each candidate's proposal to elders living in your community to help them to determine which presidential candidate for whom they would like to vote.